Australian Property Investment Estimator — Negative Gearing, Stamp Duty & Land Tax

Property Details

State / Territory

Purchase Price

$

Land Value (unimproved)

$

Used for land tax. Typically 30–40% of purchase price. Check your council rates notice.

Loan Amount

$

Interest Rate (% p.a.)

%

Interest-only basis. Principal repayments are not tax-deductible.

Weekly Rent

$

Property Management Fee

%

Of rent collected. Typically 7–10% depending on state.

Council Rates

$

Landlord Insurance

$

Maintenance & Repairs

$

Depreciation Allowance

$

From a quantity surveyor report. Leave 0 if unknown.

Income tax bracket (incl. 2% Medicare levy)

Based on 2024-25 ATO rates. Select the bracket that includes your taxable income.